1-month loan
Bridge the gap to payday. Repay everything in one go on your next salary date.
- Example: borrow R3,000
- Interest
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- Initiation & service fees
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- Single repayment
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- Total repayable
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Dignified capital access
Fast, fair loans for salaried earners.
Borrow R1,000 to R7,000 and repay over 1, 3 or 6 months. Pre-approval in under 5 minutes, fees capped under the National Credit Act and every rand of interest shown upfront.
- Within 60 minInstant EFT payout
- NCR regulatedCapped interest & fees
- Walk-in branchDurban Central
- DebiCheckSecure debit orders
Simulate your loan
Repayment calculator
R1,000 – R7,000
Repayment term
Est. monthly instalment
R0
- Total interest
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- Initiation fee (once-off)
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- Service fees
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- Total repayable
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Checking your quote won't affect your credit score. Figures are estimates; your final quote depends on your affordability assessment.
Loan options
Short-term loans for salaried individuals
Borrow R1,000 to R7,000 and choose how long you need to repay. Every option shows what the interest and fees cost in rands, not just a percentage.
3-month loan
Spread a bigger expense like school fees, medical bills or repairs over three paydays.
- Example: borrow R3,000
- Interest
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- Initiation & service fees
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- Monthly instalment
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- Total repayable
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6-month loan
The smallest monthly instalment, for larger amounts you'd rather pay off gradually.
- Example: borrow R3,000
- Interest
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- Initiation & service fees
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- Monthly instalment
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- Total repayable
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- Payout by EFT to any SA bank
- Repayments by DebiCheck on your payday
- No penalty for settling early
Transparent process
From application to cash in about an hour
A fully compliant digital journey, with a real person in Durban if you need one.
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Step 1 · 5 minutes
Apply online
Tell us how much you need and when you'd like to repay it, from your phone. No printing and no branch queue.
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Step 2 · Real-time
Fast verification
Upload your SA ID and 3 months of bank statements. We run an NCA affordability check to protect your budget.
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Step 3 · ± 60 minutes
Cash in your account
Review your pre-agreement quote, confirm your DebiCheck mandate, and the funds go straight to your bank.
Documents are encrypted in transit and stored in line with POPIA.
Start in 5 minutes
Request your pre-approval
Leave your details and a Durban consultant will call you back with a no-obligation quote, usually within the hour during office hours.
- No impact on your credit score
- No upfront or "processing" fees, ever
- Full pre-agreement quote before you sign
Typhon National will never ask you to pay money to get a loan. If anyone does, report it to us.
Clear disclosures
Questions, answered plainly
No jargon and no fine print. If something isn't covered here, a consultant will talk you through it.
Still have a question?
Speak to a consultant in Durban Central, Mon – Fri 08:00 – 16:30 and Sat 08:30 – 12:00.
admin@typhonfinance.co.za01 How much will my loan cost?
All interest, initiation and service fees stay within the maximums set by the National Credit Act. Use the calculator to see the interest and fees in rands for your amount and term. Every cost is itemised again in your pre-agreement quote before you sign anything.
02 What documents do I need to qualify?
A valid South African ID, your latest 3 months' bank statements and your most recent payslip. Our loans are for salaried individuals only, so we don't offer business or self-employed loans.
03 How does repayment work?
Repayments are collected by DebiCheck debit order on the date you choose, usually your payday. You'll approve the mandate on your banking app before any money is collected.
04 Can I settle my loan early?
Yes. You can settle at any time with no early-settlement penalty. You only pay interest and fees up to the settlement date.
05 Where is your Durban office?
Suite 402, Embassy Building, Anton Lembede Street, Durban Central. We're open Monday to Friday 08:00 – 16:30 and Saturday 08:30 – 12:00.
- Loans from R1,000 to R7,000
- Repay over 1, 3 or 6 months
- Interest shown in rands
- NCR registered · NCRCP2744
- Cash within the hour
- Local since 2008
- No early-settlement penalty
